Time Bank

I'm not sure who the original author is of this next story. One of the guys in my Bible study shared it last night and I was really blown away by it. I wish I could give credit to the true author, so if you know who wrote it, please feel free to comment:

Imagine there is a bank account that credits your account each morning with $86,400.
It carries over no balance from day to day.
Every evening the bank deletes whatever part of the balance you failed to use during the day.
What would you do?
Draw out every cent, of course?
Each of us has such a bank.
It's name is TIME.

 Every morning, it credits you with 86,400 seconds.
Every night it writes off as lost, whatever of this you have failed to invest to a good purpose.
It carries over no balance.
It allows no over draft.
Each day it opens a new account for you.
Each night it burns the remains of the day.
If you fail to use the day's deposits, the loss is yours.
There is no drawing against "tomorrow."
You must live in the present on today's deposits.
Invest it so as to get from it the utmost in health, happiness and success!
The clock is running!!
Make the most of today.

To realize the value of one year, ask a student who failed a grade.
To realize the value of one month, ask a mother who has given birth to a premature baby.
To realize the value of one week, ask the editor of a weekly newspaper.
To realize the value of one minute, ask a person who just missed a train.
To realize the value of one second, ask someone who just avoided an accident.
To realize the value of one millisecond, ask the person who won a silver medal at the Olympics.